TWM Services / Keep, refinance, or list

Owners and sellers

Keep it, refinance, or list it

Three checks, in order. Each one opens a tool with example inputs, not market data. The tools do not tell you what to do. They show the shape of the number.

  1. 1

    What is it worth on your NOI?

    Put in your NOI and a cap rate you are willing to talk about. This is not a sale price.

    Open valuation

  2. 2

    Does it still work if revenue drops?

    Hold the expenses and drop revenue 20%, then 50%. Look at cash flow after debt.

    Open the stress test

  3. 3

    If you sell, what price still works for a buyer?

    Build a ladder from the ask down. Then compare a seller note to a bank loan if the buyer needs one.

    Open the offer ladder · Seller note vs bank

Want a person to read the three numbers?

Send the question. Notes back within 2 business days.

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